This is not a government website. SubsidyPrograms.org is a privately owned advertising and information service.

Official government sites end in .gov or .mil. This site ends in .org and is operated by GT Group LLC, a private company. We are not affiliated with, endorsed by, or operated by any federal, state, or local government agency.

Every program here is free to apply for on your own at Benefits.gov, Medicare.gov, HealthCare.gov, or Energy.gov. We are paid by the licensed companies we connect consumers to.

SubsidyPrograms.org Check Eligibility

Find help paying for home repairs and coverage

A simple guide to the federal, state, and utility programs that help U.S. households with home improvement, health coverage, insurance, and debt.

Free to use. All 50 states. No obligation.

Home Improvement
Window Replacement Fully covered if you income-qualify Roof Replacement Grants up to $10,000 Bathroom Remodeling Fully covered by Medicaid waivers
Health Coverage
Medicare Part B premium fully paid ACA Marketplace $0-premium plans for many
Insurance
Home Insurance Free recurring premium credits Auto Insurance State-set low-cost rates
Debt
Debt Relief Counseling and federal programs are $0

How it works

Tell us where you live

Programs are set by state, county, and utility. Your ZIP code decides which ones are open to you.

See what applies

We show the programs you may qualify for, with a direct link to the agency that runs each one.

Choose what to do

Apply yourself for free, speak with a licensed provider, or do neither. Nothing here obligates you.

We tell you when a program does not exist

Assistance advertising is full of programs that were never real: the free government roof, the free walk-in tub for seniors, the new federal plan that erases credit card debt. None of those exist.

Every page on this site names the myth in its category, explains what is genuinely available instead, and links to the agency that runs it.

How this site is funded

Common questions

Is SubsidyPrograms.org a government website?

No. We are a privately owned advertising and information service operated by GT Group LLC. We are not affiliated with, endorsed by, or operated by any federal, state, or local government agency, and we do not administer, approve, or award any government program. Official government sites end in .gov.

Does it cost anything to use this site?

No. Browsing and checking eligibility are free. We are paid by the licensed companies we connect consumers with, which is how the site is funded. You are never charged and never obligated to move forward.

Can I apply for these programs myself?

Yes, always, and for free. Every government program on this site can be applied for directly with the agency that runs it, at no cost. We link to the official source on every program page so you can do exactly that.

What happens after I check my eligibility?

Your information is used to match you with licensed providers and program specialists who serve your area for the topic you chose. Depending on the consent you give, one or more of them may contact you. You are under no obligation and can ask to be removed at any time.

How do you handle my information?

We explain what we collect, who we share it with, and how to opt out in our Privacy Policy. Residents of states with privacy laws can exercise their rights through our Do Not Sell or Share page. We do not sell information to anyone outside the program categories you asked about.

See which programs are available where you live

It takes about a minute and it is free.

Check My Eligibility Free to use · No obligation
Not a government website. SubsidyPrograms.org is a privately owned advertising and informational service operated by GT Group LLC. It is not affiliated with, endorsed by, or operated by any federal, state, or local government agency, and it does not administer, approve, or award any government program or benefit. Information about government programs is always available free of charge at Benefits.gov and the official agency site for each program. We may be compensated when you connect with one of the licensed companies featured on this site.